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Widespread mobile access and easy distribution via mobile apps have driven consumers' adoption of platforms and altered their expectations; consumers now expect
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In this paper we focus on smartphone-based mobile money applications as a means of increas- ing financial inclusion. In particular
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Mobile money refers to financial transactions and services that can be carried out using a mobile device such as a mobile phone or tablet
4 jan 2013 · Introduction 1 1 Rapid developments in mobile phone technology network capability and availability and consumer adoption are providing
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