Source: https://www.researchgate.net/profile/Lahcen-Achy/publication/228389649_What_Determines_Financial_Structure_in_the_Moroccan_Manufacturing_Sector_A_Firm_Level_Analysis/links/0912f50f560a98d01c000000/What-Determines-Financial-Structure-in-the-Moroccan-Manufacturing-Sector-A-Firm-Level-Analysis.pdf