Biometric authentication methods are used in secure payments to increase fraud protection and ensure that the true account holder is making the transaction.
Biometric data, such as fingerprints or facial recognition, are unique and much harder to replicate than traditional password or PIN-based systems. This makes biometric authentication a strong security measure that can help prevent fraudulent transactions. Another advantage is the convenience that biometrics can offer.
Biometric data, such as fingerprints or facial recognition, are unique and much harder to replicate than traditional password or PIN-based systems. This makes biometric authentication a strong security measure that can help prevent fraudulent transactions.
If they choose biometric payment, they scan their finger at the checkout register with the store's electronic reader and enter their PIN code. The electronic reader compares the data from the new scan to the encrypted data in the database and either approves or declines payment authentication.
There are various types of biometric authentication that are used in secure payments such as fingerprints, iris scans, voice recognition, facial recognition, and behavioral biometrics. Fingerprint authentication involves scanning the customer's fingerprint through a biometric scanner.
There are various types of biometric authentication that are used in secure payments such as fingerprints, iris scans, voice recognition, facial recognition, and behavioral biometrics.
Computer network protocol
3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions.
The name refers to the three domains which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain.
Internet browser security threat
Man-in-the-browser, a form of Internet threat related to man-in-the-middle (MITM), is a proxy Trojan horse that infects a web browser by taking advantage of vulnerabilities in browser security to modify web pages, modify transaction content or insert additional transactions, all in a covert fashion invisible to both the user and host web application.
A MitB attack will be successful irrespective of whether security mechanisms such as SSL/PKI and/or two- or three-factor authentication solutions are in place.
A MitB attack may be countered by using out-of-band transaction verification, although SMS verification can be defeated by man-in-the-mobile (MitMo) malware infection on the mobile phone.
Trojans may be detected and removed by antivirus software;, but a 2011 report concluded that additional measures on top of antivirus software were needed.
