Credit risk ppt template free download

How to calculate credit risk?
Credit risk modeling refers to data driven risk models which calculates the chances of a borrower defaults on loan (or credit card).
If a borrower fails to repay loan, how much amount he/she owes at the time of default and how much lender would lose from the outstanding amount..
What is credit risk modelling?
A consumer may fail to make a payment due on a mortgage loan, credit card, line of credit, or other loan.
A company is unable to repay asset-secured fixed or floating charge debt.
A business or consumer does not pay a trade invoice when due.
A business does not pay an employee's earned wages when due..

How to calculate credit risk?