Credit risk banking

What are the 3 types of risk in banking?
A consumer may fail to make a payment due on a mortgage loan, credit card, line of credit, or other loan.
A company is unable to repay asset-secured fixed or floating charge debt.
A business or consumer does not pay a trade invoice when due.
A business does not pay an employee's earned wages when due..
What is an example of a credit risk?
Financial institutions face different types of credit risks—default risk, concentration risk, country risk, downgrade risk, and institutional risk.
Lenders gauge creditworthiness using the “5 Cs” of credit risk—credit history, capacity to repay, capital, conditions of the loan, and collateral..
What is an example of a credit risk?
When handling our money, the three largest risks banks take are credit risk, market risk and operational risk..

What are the 3 types of risk in banking?