Credit risk which

What are the 5 credit risks?
Credit risk refers to the probability of loss due to a borrower's failure to make payments on any type of debt.
Credit risk management is the practice of mitigating losses by assessing borrowers' credit risk – including payment behavior and affordability..
What is an example of a credit risk?
For most banks, loans are the largest and most obvious source of credit risk.
However, there are other sources of credit risk both on and off the balance sheet.
Off-balance sheet items include letters of credit unfunded loan commitments, and lines of credit..

What are the 5 credit risks?