Credit risk cibil score

  • What is a CIBIL score?

    CIBIL Score is a 3-digit numeric summary of your credit history, rating and report, and ranges from 300 to 900.
    The closer your score is to 900, the better your credit rating is.
    What does credit history and credit report mean in CIBIL? When you want a loan you must ask yourself what is my CIBIL score?.

  • What is CIBIL credit score?

    CIBIL Score is a 3-digit numeric summary of your credit history, rating and report, and ranges from 300 to 900.
    The closer your score is to 900, the better your credit rating is.
    What does credit history and credit report mean in CIBIL? When you want a loan you must ask yourself what is my CIBIL score?.

  • What is normal risk CIBIL score?

    300-499Poor500-649Average650-749Good750-900Excellent.

  • What is the safe CIBIL score?

    A CIBIL™ score of 750 and above is considered a good score indicating sound financial prudence and behaviour on the part of the borrower.
    CIBIL™ score between 550 – 700 is considered as average score signifying a certain risk element with respect to the creditworthiness of the borrower..

  • A CIBIL Score of 850 is well above the average credit score.
    An 850 Score is nearing perfection.
    You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.
  • The CIBIL Score works as a first impression for the lender, the higher the score, the better are your chances of the loan being reviewed and approved.
    The decision to lend is solely dependent on the lender and CIBIL does not in any manner decide if the loan/credit card should be sanctioned or not.
  • Your score falls within the range of scores, from 580 to 669, considered Fair.
    A 600 FICO\xae Score is below the average credit score.
    Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
600-649DoubtfulDifficult650-699Satisfactory or fairPossible700-749GoodGood750-900ExcellentVery highCIBIL Score - How to Check, Calculate and Improve Credit Scorewww.bajajfinserv.in › InsightsAbout Featured Snippets
Its score ranges from 300 to 900. While a score of 720 and above is considered good, 640 and below is deemed to be poor. It offers various services for customers, such as portfolio management, alerts, and geo-analytics consulting.
Your CIBIL score, calculated based on your credit behavior as reflected in the 'Accounts' and 'Enquiries' section of your CIR, ranges between 300-900. A score 
Credit Environment India is with Credit Information Companies Act getting passed by the Government of India in 2005, Credit Bureau formally got introduced to the country.
CIBIL was established as the first credit bureau.
TransUnion International Inc, one of the leading consumer credit bureaus in the world, is the major stake holder (27.5%) in CIBIL and provided the required platform to commence operations.

Indian credit bureau

TransUnion CIBIL Limited is a credit information company operating in India.
It maintains credit files on 600 million individuals and 32 million businesses.
TransUnion is one of four credit bureaus operating in India and is part of TransUnion, an American multinational group.

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