Institute of credit and risk management of nigeria

  • What is the effect of credit risk on the performance of commercial banks in Nigeria?

    The findings revealed that credit risk management has a significant impact on the profitability of Nigerian banks.
    It concluded that banks‟ profitability is inversely influenced by the levels of loans and advances, non-performing loans and deposits thereby exposing them to great risk of illiquidity and distress..

  • Hence commercial banks must efficiently manage their credit risks so as to lower the rates of default on loans.
    An efficient credit risk management also leads to low interest rates thereby further reducing default.
The Chartered Institute of Loan and Risk Management of Nigeria is a professional and educational body established primarily to fill the void in the specialist professional disciplines of loan & risk management practice, there by complementing the noteworthy contributions of individual, academia and other professional

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