A bank, building society or finance company can give you a personal loan whether or not you're a customer.
You can apply for a loan in person at a branch or by post, phone or online..
The lender—usually a corporation, financial institution, or government—advances a sum of money to the borrower.
In return, the borrower agrees to a certain set of terms including any finance charges, interest, repayment date, and other conditions..
Driver's licence or passport.
Proof of address, such as a utility bill.
Proof of income, such as payslips or bank statements.
Details about your day-to-day expenses and existing debts..
Cooperative Loan .
A Mortgage Loan that is secured by a first lien on and a perfected security interest in Cooperative Shares and the related Proprietary Lease granting exclusive rights to occupy the related Cooperative Unit in the building owned by the related Cooperative Corporation..
An introduction to social loans, a form of loan designed to finance activities and projects that address a social issue or achieve a positive social outcome for certain communities..
A loan society is a group of people who come together to save money and lend it to each other.
These groups were created to help workers who needed money for things like buying a home or starting a business.
They were like the first banks, but run by regular people instead of big companies..
Also known as savings banks, thrift institutions or just thrifts, S&Ls typically are private institutions owned by customers or shareholders, though some are publicly traded companies.
They receive savings from individuals and use those funds to provide loans — primarily residential mortgages..
Unsecured personal loans from SocietyOne offer competitive rates starting from 9
20% p a You're able to apply for a loan up to $50,000 and repay it over terms of 2, 3 or 5 yearsThese loans can be used for a variety of reasons, from debt consolidation and weddings to going on holiday or buying a new car
Competitive interest ratesThe SLP aim to create a high-level framework of market standards and guidelines, providing a consistent methodology for use across the social loan market, whilst allowing the loan product to retain its flexibility and preserving the integrity of the social loan market while it develops
SocietyOne is the first peer-to-peer financing platform in Australia
It connects investors with borrowers in a secure environment and offers you a loan based on your credit history
The company offers investors the opportunity to lend to qualified borrowers directly
To minimise risk, SocietyOne manages the funds and servicing of every loan
Historic bank building in California, U.S.
