Specialists, to name a few, are dermatologists, podiatrists, cardiologists, allergists, ENT doctors, etc.
Under public insurance: Consultations are generally covered with no fees paid up-front..
We cover skin cancer screening for TK insurees aged just 20 and upwards – earlier than required by law.
You can get your skin checked every 2 years by a der- matologist participating in this TK agreement.
You can get homoeopathic treatment from any SHI- accredited doctor in Germany who offers this service..
Cost of specialist consultations such as dermatologists, cardiologists, and neurologists: Uninsured specialist consultations in Germany can cost anywhere from 50 to 200 euros or more, depending on the type of specialist and the location of the medical facility..
TK Insurance includes coverage for mental health services, including therapy and counseling sessions, recognizing the importance of comprehensive healthcare encompassing mental well-being..
Public health insurance covers all necessary healthcare.
Important treatments and medical prescriptions are always covered.
There is a small deductible (5€ to 10€ per month) for some prescriptions.
There is no other deductible..
️ Important to know: Most doctor’s offices in Germany are closed Wednesday and Friday afternoons
Primary dental care: Preventive dental examinations are covered twice a year
More complex dental treatments, like crowns, are not covered by TK or public health insurance in general
In Germany, you cannot see a doctor without first having health insurance
In fact, it is illegal for German citizens to be uninsured
Therefore, practitioners will ask for upfront payments if a patient is uninsured
This legal requirement also applies to visitors to the country and non-German residents
Generally, health insurance also covers all urgent medical care
However, typically, an uninsured visitor to Germany would need to pay upfront for treatments, but there may be exceptions on a case-to-case basis
These costs also vary depending on the required treatment
Importantly, some healthcare services are not covered by health insurance
