social security calculator by age


Calculate your average indexed monthly earnings during the 35 years in which you earned the most. • Apply a formula to these earnings and arrive at your basic  Autres questions
  • How do you calculate your Social Security benefits?

    Average Indexed Monthly Earnings (AIME)
    After we determine the number of years, we choose those years with the highest indexed earnings, sum such indexed earnings, and divide the total amount by the total number of months in those years. We then round the resulting average amount down to the next lower dollar amount.
  • What is maximum Social Security benefit?

    In 2023, the average senior on Social Security collects $1,827 a month. But you may be eligible for a lot more money than that. In fact, some seniors this year are looking at a monthly benefit of $4,555, which is the maximum Social Security will pay. Here's how to score a benefit that high.
  • How long do you collect Social Security?

    Learn how at www.ssa.gov/pubs/EN-05-10081.pdf. Your benefits last as long as you live. Taking benefits before your full retirement age (as early as age 62) lowers the amount you get each month. Delaying benefits past full retirement age (up to age 70) increases the monthly amount for the rest of your life.
  • The break-even point represents when the cumulative benefits even out. So if you wait until age 70 to start taking benefits, it would take you until age 79 to break even with the benefit amount you'd receive if you started taking them at age 62.
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