first time buyer mortgage calculator ireland


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  • What is a mortgage calculator?

    Our Mortgage calculator displays the cheapest mortgage rates and compares the best rates available from our lenders. Promotional offers including cash back offers are also included in the calculator. Our business acts as a one-stop-shop for all your mortgage information needs and related life insurance, mortgage protection and home insurance needs.

  • What is the first home scheme & help to buy scheme?

    The First Home Scheme is a tax rebate to help you fund your deposit. The Help to Buy Scheme is a shared-equity scheme in partnership with your local council The First Home Scheme aims to bridge the gap for first-time buyers and eligible homebuyers between their deposit and mortgage.

  • How do I apply for a mortgage?

    If you’re all set to go you can apply online, or if you need help you can make an appointment or chat to a Mortgage Advisor on the phone. Your local mortgage advisor can help you with your application. For higher energy rated homes, we are offering our lowest fixed rate of interest.

  • How much can a first time buyer borrow?

    As a First Time Buyer, you can borrow up to 4 times your annual or joint incomes. Under the "Fresh Start" principle, if you are divorced or separated and have no interest in your family home, or have undergone insolvency proceedings, you may be considered First Time Buyers and you may be eligible to borrow up to 4 times your annual income.

About This Calculator

Use our mortgage calculator to compare mortgage rates from lenders. We are pleased to have introduced the new Finance Ireland mortgage rates to our calculator and we will add Avant Mortgage rates shortly. Back in 2002, we were the first mortgage advisers to provide an online mortgage comparison between lenders in Ireland. Before this, Irish home bu

View Full Range of Calculators

To view our full range of mortgage calculators visit our Irish mortgage calculator listingpage. To view our life insurance and mortgage protection calculator please click Life insurance and mortgage protection quotes. If you are serious about receiving the best advice, getting the best deals on mortgages and life insurance, you should always seek i

Comparing Mortgages

Our mortgage calculator assists you in comparing mortgage rates across our lenders. Other very important matters to consider include: 1. Analysing the impact of initial mortgage rates and the follow on mortgage rates. 2. Choosing an appropriate mortgage term. 3. Understanding the maximum amount you can borrow and your comfortable borrowing level. 4

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