apia health insurance reviews


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  • What is the difference between APIA Health Fund & essential hospital cover?

    Apia Essential Hospital Cover the cost-effective, basic cover option. Apia Premium Hospital Cover is the more comprehensive option, covering extras like eye treatment, eye surgery and renal dialysis. Apia Health Fund helps you afford the best possible treatment.

  • What treatment options does Apia cover?

    The additional treatment options include kidney dialysis, weight loss surgery, insulin pumps, sleep studies, and psychiatric services. Devices for pain management are also available to this level. Aside from Apia hospital covers, they also extras covers for out-of-hospital medical and therapy services.

  • Does Apia cover pregnancy?

    Even though APIA products are traditionally aimed at over 50s, anyone of any age can use their health insurance however it is worth noting that they do not cover pregnancy on their policies. Health insurance that won’t break the bank. We know unexpected accidents happen. Find out more about health insurance that’s easy as.

  • Is Apia a good health insurance company?

    As one of Australia’s top-class insurance companies, Apia caters specifically for what 50 pluses may need, without any unwanted expenses. Apia is a subsidiary of Suncorp, Australia’s largest general insurance group, and is known as a health insurer that strives to be the best service provider for people over the age of 50.

Is Apia Health Insurance A Good Fund?

Apia health insurance might be a good fund for you if you’relooking for affordable cover and are older than 50. Apia takes care ofits older customers, whom might experience more frequent health careneeds by drawing on the funds from its growing pool of members youngerthan 40. People under the age of 40 generally claim less frequently thanpeople ove

Apia Hospital Cover Options

Apia is one Australia’s top health insurance funds for 50 pluses.Specializing in offering cost-effective services, Apia covers what ismost important to you without you having to pay for unwanted extras. comparingexpert.com.au

Apia Hospital Benefits

Apia Health Fund helps you afford the best possible treatment. Not only do you avoid public hospital waiting lists, but you are able to afford private hospital benefits. You may decide when you’ll be treated, with the benefit of choosing which specialist or doctor will treat you. Choosing from their Agreed to Private Hospitals you are often able to

Apia Hospital Excess

Whenever you make a claim, an excess fee is usually required.However, to avoid these fees becoming a burden to you, Apia hospitalpolicies carry a once-off annual excess payment of either $250 or $500,depending on the option you decide to choose. As an Apia member, you will need to check whether your policy willcover your procedure, before being adm

Out-Of-Pocket-Expenses

Out-of-pocket-expenses are costs for services that your hospital cover does not generally pay for. This means that you are personally liable for these costs. Apia does not pay for: The first three Extras Cover Options will give you 60% of the costback annually, according to your limit. Apia Premium Extras provides a75% cost returned on the annual l

What Is The Australian Government Rebate on Private Health Insurance?

If you are wondering whether Apia is an affordable option, here are some examples of Apia’s cover and costs: Each policy can be tailored to add specific types of coverwithout you having to pay for the extra treatments you’ll never use. Inthis way, Apia health cover can accommodate pre-existing conditions andother health challenges faced by the elde

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