bcbsnc employee benefits


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PDF QUICK START GUIDE For employees

Level 1 – You pay only a copayment for most visits to your primary care doctor’s office Some preventive care services like annual exams immunizations and screenings are covered at 100 23 Level 2 – Once you meet your deductible you pay coinsurance

PDF QUICK START GUIDE For employees

This is a partial list of benefits that are not payable: Services for or related to assisted reproductive technology or for reversal of sterilization Services that are experimental or investigational Services that would not be necessary if noncovered service had not been received including

  • Does Blue Cross NC cover out-of-network services?

    Employees who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the Blue Cross NC allowed amount, in addition to the coinsurance amount. Includes in-network annual routine physical exam, well-baby and well-child care and certain immunizations and screenings.

  • What benefits do Blue Cross NC members have?

    Doctors can diagnose symptoms and send prescriptions to your pharmacy. Blue Cross NC members have access to wellness resources, information about their health insurance plan, dedicated customer service support and more.

  • What benefits does BCBSA offer?

    Health management benefits are also extended to employee dependents. BCBSA offers a variety of medical plans to meet our employees' needs and budgets. These include dental and vision plans, as well as a prescription drug program. Making good financial decisions is a key to success and stability.

  • Does bcbsnc cover preventive care?

    Preventive care benefits – You receive coverage at no charge for a broad range of preventive services in a wide variety of in-network settings.* For a list of covered preventive care services, visit bcbsnc.com/preventive. *Inpatient and emergency room settings not included.

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