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  • Does Best Buy offer a reduced rate credit plan?

    With the My Best Buy® Credit Cards, you may be offered reduced rate credit plans. With these offers, interest is calculated into every monthly payment during the promotional period with a reduced interest rate compared to the Annual Percentage Rate (APR) charged for other purchases. Payments remain fixed over the length of the term.

  • How do I make a Best Buy payment?

    2. Choose payment. Shop for products in-store or online and choose Best Buy Financing as your payment option at checkout. 3. Check out. Pick a payment plan that works for you and check out. Your first payment is due at checkout or when your order is shipped.

  • How does best buy rewards work?

    Here’s how it works. Get a $5 reward certificate* for every $100 spent at Best Buy® with your Card. Earn on premium brands like Apple, Beats and Thermador. Bank your points* until you’re ready to redeem. Bonus rewards and more throughout the year. Financing that works for you. Enjoy the flexibility of low monthly payments.

  • What if I apply for a new my Best Buy credit card?

    If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). Points are not awarded on promotional credit purchases.

Enrollment Or Changing Bank Account

You can make an Online Payment once you enroll. Your payment will credit to your account as described in the paragraph titled "Same Day Crediting". If you use a bank account for the first time, we may hold the available line of credit equal to the payment for up to 3 business days. citiretailservices.citibankonline.com

Payments

You can only make one online payment per day. You may schedule future payments as far as 45 days in the future. If you do not make one Online Payment at least once every eighteen (18) months, you may have to re-register your bank account as though using it for the first time. If a scheduled payment exceeds the current balance at the time of executi

Same Day Crediting

The payment cutoff time for Online Bill and Phone Payments is midnight ET. This means we will credit your account as of the calendar day, based on Eastern Time, that we received your payment request. If we receive your request to make an online payment after that time, we will credit your payment as of the next day. Any payment made on a weekend or

Authorization

By authorizing Online Bill Pay, I authorize Citibank, N.A. to initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for my My Best Buy® Credit Card account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me. citiretailservices.citibankonline.com

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