inclusion financière pdf


Quels sont les soubassements de l’inclusion financière ?

  • Les biens publics forment les soubassements de l’inclusion financière. Une inclusion perturbatrice ? L’inclusion financière peut être entendue comme l’accès universel à un large éventail de services financiers à un prix raisonnable et l’utilisation de ces services.

Quels sont les mécanismes d’inclusion financière à travers le monde ?

  • une crise qui a permis de mobiliser davantage les efforts d’inclusion financière à travers le monde grâce à plusieurs mécanismes, y compris les paiements d’aide d’urgence que les gouvernements effectuaient dans les comptes 11.

Comment élargir l’accès aux services financiers ?

  • • Les pouvoirs publics, les employeurs privés et les prestataires de services financiers — y compris les fintech — pourraient contribuer à élargir l’accès aux services financiers et leur utilisation parmi les personnes non bancarisées en réduisant les obstacles et en améliorant les infrastructures.

Pourquoi ouvrir un compte dans une institution financière ?

  • Dans les économies en développement, 39 % d’adultes — soit 57 % des personnes titulaires d ’un compte auprès d’une institution financière — ont ouvert leur premier compte dans une institution financière spécifiquement pour y recevoir leur salaire ou de l’argent de l’État.
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