30 year mortgage rates chart today


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  • What are the mortgage rates today?

    The current average mortgage rate for a five-year fixed rate mortgage is 4.69%, up from 4.64% last week.
    The current average rate for a two-year fixed rate mortgage is 5.03%, down from 4.97% last week.

  • What year has the highest mortgage rate?

    Interest rates reached their highest point in modern history in October 1981 when they peaked at 18.63%, according to the Freddie Mac data.
    Fixed mortgage rates declined from there, but they finished the decade at around 10%.

  • Fixing your mortgage for longer can give you greater certainty as you'll know exactly what your mortgage repayments will be for the next 5 or 10 years.
    However, fixing for a longer term normally comes with higher interest rates - although rates for 5 year deals are lower than 2 year deals at the moment.

  • What is today's 30-year fixed rate?

    30-year fixed-rate6.947%7.030%20-year fixed-rate6.840%6.942%15-year fixed-rate6.055%6.186%10-year fixed-rate6.060%6.256%

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