If you are working for a company and have not been legally


What happens if I leave my employer?

  • A rollover to an IRA – you can ask your employer to transfer your account balance directly to an individual retirement account (IRA). If your account balance is less than $5,000 when you leave the employer, the plan can make an immediate distribution without your consent.

Do you have a right to a safe workplace?

  • You have the right to a safe workplace. The Occupational Safety and Health Act of 1970 (OSH Act) was passed to prevent workers from being killed or otherwise harmed at work. The law requires employers to provide their employees with working conditions that are free of known dangers.

What if I miss work due to a health condition?

  • If you are faced with a health condition that causes you to miss work, whether it is because of your own serious health condition or to care for a family member with a serious health condition, you may be able to take up to 12 weeks of job-protected time off under the FMLA.

Can I take a job if I'm a retiree?

  • If you are a retiree and are considering taking a job, you may wish to write to your plan administrator and ask if your benefits would be suspended. Although defined benefit plans and money purchase plans generally allow you to receive benefits only when you reach the plan's retirement age, some have provisions for early retirement.
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