If you identify an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/or Transunion). You should explain in writing what you think is wrong, why, and include copies of documents that support your dispute.
How do I get something deleted off my credit report?
You can try requesting that a creditor remove negative reporting in return for full payment. Make a goodwill deletion request. If you have had a positive credit history in general, you can ask a creditor to consider that and not report negative information this time.
Can you contact a credit company to get it removed from your credit report?
You can negotiate with debt collection agencies to remove negative information from your credit report. If you're negotiating with a collection agency on payment of a debt, consider making your credit report part of the negotiations.
If you identify an error on your credit report, you should start by disputing that information with the credit reporting company (Experian, Equifax, and/or Transunion). You should explain in writing what you think is wrong, why, and include copies of documents that support your dispute.