PDFprof.comSearch Engine CopyRight

When is workers' compensation insurance required


All employers operating in Massachusetts are required to carry workers' compensation insurance for their employees and themselves if they are an employee of their company. The requirement applies no matter the number of hours worked or the number of employees.

Is workers comp mandatory in MN?

What is mandatory coverage? The Minnesota Workers' Compensation Law states that all employers are required to purchase workers' compensation insurance or become self-insured. This is often referred to as "mandatory coverage." Employers are generally defined as those who hire others to perform services.

Is workers comp mandatory in Wisconsin?

Worker's compensation is protection mandated by Wisconsin law for a worker and his or her dependents against injury and death occurring in the course of employment. It is not health insurance and is not intended to compensate for disability other than disability caused by injury arising out of employment.

Is workers comp required in Washington state?

Coverage is mandatory. In return, your worker ordinarily cannot sue you for damages when a work-related injury or illness occurs. Employers purchase coverage through the Department of Labor ɪmp; Industries (Lɪmp;I). Lɪmp;I manages all claims and pays benefits out of an insurance pool called the Washington State Fund.

Is workers compensation required in Delaware?

Coverage requirements in Delaware require every business with employees to carry workers' compensation insurance. The only exception is agricultural businesses, but they can still provide coverage for their employees if they desire. If they don't, they can be liable for any work-related injuries.