What credit score do you need for Citi Bank?
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved.
Does Citibank approve instantly?
Does Citibank offer instant approval? Yes, Citibank does offer instant approval on its credit cards, but only some of the time. Instant approval is always possible when applying for a Citibank credit card online, though getting approved for an account immediately is never guaranteed.
Does Citibank accept bad credit?
Citibank credit cards require limited-to-excellent credit for approval, which may allow credit newcomers to qualify but not those with a track record of borrowing mistakes. There are, however, credit cards for bad credit available from other issuers that are quite easy to get.
Why won t Citi approve me?
Low Credit Score\n\n If your credit score is too low, then your credit card will be rejected. It is best to check your credit score before you apply for a credit card and create your credit profile and know where you stand with respect to credit. This way if your score is low you can improve your score before applying.