What is the main disadvantage of whole life?
What is the downside of whole life insurance? Compared to a term life policy, a whole life policy is more expensive and complex, in part because it's designed to provide a death benefit that lasts a lifetime.
Which of the following is not an advantage of whole life policies?
All of the following are advantages of whole life insurance, EXCEPT: The premium-paying period may extend beyond the income-earning years. All of the following are characteristics of whole life insurance, EXCEPT: The cash value in a permanent life insurance policy is not a nonforfeiture benefit.
Which of the following is an advantage of whole life insurance over term life insurance?
Whole life provides many benefits compared to a term life policy: it is permanent, it has a cash value investment component, and it provides more ways to protect your family's finances over the long term.
Which of the following is an advantage of whole life insurance over term life insurance quizlet?
Term life insurance provides pure death protection only. Whole life insurance provides death protection and living benefits (cash values). The correct answer is: pure death protection; death benefit and living benefits.
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- which of the following represents a disadvantage of a whole life insurance policy quizlet