When did kentucky became a no fault state

In an effort to protect drivers from civil liability and ballooning medical expenses in the aftermath of a car accident, Kentucky legislators enacted the Motor Vehicle Reparations Act in 1975, better known as the No-Fault Law.

Is Kentucky a fault or no-fault state?

The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident according to their own insurance policy.

What does no-fault car insurance mean in Kentucky?

With no-fault car insurance, your own insurance policy covers your medical bills and other economic losses after a car accident, regardless of who caused the accident. You can opt out of the no-fault system in Kentucky, preserving your right to sue an at-fault driver after a car accident.

What is Kentucky no-fault rejection?

Frankfort, Kentucky 40602-0517. Acceptance of No-Fault Insurance denies each individual the right to sue a negligent motorist unless certain requirements are met. You and any member of your household can retain the right to sue by completing this form and mailing it to the Kentucky Department of Insurance.

Which states are considered no-fault?

Florida, Kansas, Hawaii, Massachusetts, Minnesota, Michigan, New Jersey, New York, North Dakota, Pennsylvania, Kentucky and Utah are the states with no-fault car insurance laws. All no-fault states include Personal Injury Protection as part of their minimum car insurance requirements.