Who pays for car damage in a no-fault state Pennsylvania?
There are two ways to receive payment for property damage when involved in a Pennsylvania car accident that is not your fault — through your own insurance company or through the at-fault party's carrier.
Is Pennsylvania considered a no-fault state?
This includes medical, personal injury, and property damage. However, Pennsylvania is one of a handful of states that is called a no-fault state. In Pennsylvania, each party, regardless of who is at fault, collects compensation such as lost wages and medical bills from their own, respective insurers.
How does no-fault insurance work in Pennsylvania?
No-Fault Car Insurance in Pennsylvania\n\n Under no-fault, after a car accident, your own car insurance coverage pays for medical treatment and other out-of-pocket losses incurred by anyone covered under the policy, up to coverage limits, regardless of who caused the accident.
What happens if the person at fault in an accident has no insurance in Pennsylvania?
If the driver who hit you is uninsured, you can potentially still recover compensation for your losses. Under Pennsylvania's no-fault auto insurance system, you can rely on your no-fault policy to cover some of your medical care after an accident. This is true no matter who caused the crash.