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What is compulsory pa cover for owner driver


A compulsory personal accident or PA cover is an add-on cover that provides protection against any accidental injuries to the owner-driver of an insured car. It provides compensation in case the owner-driver of the car suffers from bodily injuries, permanent disability or death following the car accident.

Is personal accident cover only for owner?

Yes, a PA cover is compulsory only for the owner-driver.

Do I need personal accident cover?

Personal accident cover isn't mandatory, and it does often cost a little extra – but you can't put a price on peace of mind. If you get in a serious accident, you might need expensive rehab, or you could even lose your work – but personal accident cover can help you recoup those costs.

Is personal accident cover mandatory for two wheeler insurance in India?

As per the motor vehicle act 1988, a bike or a car owner must have a third-party bike insurance policy. After seeing the increment in the road accidents and policyholders raising claim, the government decided to make the personal accident insurance compulsory.




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(OAP 1) Owner's Policy - Ontario Automobile Policy www fsco gov on ca/en/auto/forms/Documents/OAP-1-Application-and-Endorsement-Forms/1215E 3 pdf automobiles) when you have a specific coverage for a described automobile policy the Statutory Conditions in Section 8 prevail

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