What is classified as full coverage?
When financing or leasing a vehicle, your lender may use the term "full coverage." That means they require you to carry comprehensive and collision plus anything else your state mandates. Liability is a mandatory coverage in nearly every state, while comprehensive and collision (physical damage coverages) are optional.
How do you know if it's full coverage?
You know you have full coverage auto insurance if you have comprehensive and collision plus any other insurance your state or lender requires. Full coverage is not an official kind of insurance, but the term generally describes a policy that protects the policyholder and their car in most situations.
What is covered in full insurance?
Full coverage auto insurance is a term simply used to describe a policy that covers all the main parts of car insurance. This is typically a combination of comprehensive insurance, collision insurance, and liability insurance.
Do you have to have full coverage in Ohio?
State-Required Liability Coverage\n\n The State of Ohio requires that all Ohio drivers have automobile liability insurance coverage of a minimum of $25,000 per person/$50,000 per accident and can go as high as your needs. Many Ohioans have a policy for $100,000 per person/$300,000 per accident.
[PDF] A Consumer's Guide to Personal Auto Insurance - Mainegov
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[PDF] Your Guide to Automobile Insurance - State of Michigan
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