What is full coverage insurance limits

A fully loaded policy may look like this: The highest available liability limits (usually $250,000 per person bodily injury, $500,000 per accident, $100,000 property damage) Collision and comprehensive coverage. Uninsured motorist coverage (bodily injury, property damage or both, which is required in some states)

How do you know if it's full coverage?

You know you have full coverage auto insurance if you have comprehensive and collision plus any other insurance your state or lender requires. Full coverage is not an official kind of insurance, but the term generally describes a policy that protects the policyholder and their car in most situations.

What is a maximum coverage limit?

A coverage limit is the maximum amount that your insurance company will pay for on a covered loss. You can find your coverage limit stated in your homeowner's insurance policy, or by calling your insurance agent.

What is included in full coverage?

Full coverage insurance in California is usually defined as a policy that provides more than the state's minimum liability coverage, which is $15,000 in bodily injury coverage per person, up to $30,000 per accident, and $5,000 in property damage coverage.