Capital One is required to report accurately and conduct reasonable investigations of disputes. We will investigate your dispute using the information provided, ...
Is Capital One good with disputes?
Capital One provides you a temporary credit for the original charge while we investigate your dispute. If the merchant provides information demonstrating that the original charge is valid—or that they gave you a credit for it—we add it back to your account and end our investigation.
Can disputing hurt your credit?
No. The act of disputing items on your credit report does not hurt your score. However, the outcome of the dispute could cause your score to adjust. If the negative item is verified to be correct, for example, your score might take a dip.
How many days do I have to file a dispute Capital One?
You can file disputes by phone or mail, but the fastest and most secure way to submit a dispute is online at the Experian Dispute Center.