What happens if you are in a car accident without insurance?
If you are in a car accident and you do not have insurance coverage, the outcome of this situation will vary depending on many factors including the rules where you live as well as who was at fault for the collision. In every state except New Hampshire and Virginia, you must have at least some liability insurance coverage.
Is it illegal to have car insurance without proof of coverage?
Both are illegal in most states, but having car insurance without carrying proof of coverage in your car is a far less serious offense. In many cases, it's basically the same thing as getting a traffic ticket.
What happens if I get injured in a car accident?
If there are injuries, you will likely need to report the accident to your state's department of motor vehicles, and perhaps even law enforcement. If the other driver has the right type of car insurance, they might be able to file an insurance claim under their own coverage.