What happens to my medical bills after a car accident?
Health Insurance. If your car accident occurred in a no fault state and you have health insurance, your health insurer will pay your medical bills after the amount of your medical exceeds your state’s no fault limit.
Do I need Med pay coverage for a no fault car accident?
While drivers in no fault states can purchase "med pay" coverage, there is not much need for it, given the existence of no fault coverage. If your car accident occurred in a no fault state and you have health insurance, your health insurer will pay your medical bills after the amount of your medical exceeds your state's no fault limit.
Who pays medical bills after a no-fault car accident?
Car Accidents in Non-"No Fault" States If you get into a car accident in a state that does not have no-fault insurance, you will generally be responsible for paying your medical bills as they accumulate. However, some drivers in these states have medical payment insurance coverage (known as "med pay" coverage).