What happens if you are in a car accident without insurance?
If you are in a car accident and you do not have insurance coverage, the outcome of this situation will vary depending on many factors including the rules where you live as well as who was at fault for the collision. In every state except New Hampshire and Virginia, you must have at least some liability insurance coverage.
What to do when settling a car accident without insurance?
Documentation of damages, vehicle information, driver contact information and any car accident settlement agreement is essential. If you are ever in a fender-bender and are considering not filing an insurance claim, here are some important things to do when settling a car accident without insurance.
Is it illegal to have car insurance without proof of coverage?
Both are illegal in most states, but having car insurance without carrying proof of coverage in your car is a far less serious offense. In many cases, it's basically the same thing as getting a traffic ticket.