Driving without insurance can be costly if you’re ever involved in an accident and it’s a good idea to get some sort of coverage if you want to legally drive in most states. There can be massive financial and legal consequences if you’re ever caught without insurance or if you’re involved in an accident. In some cases, your license may be suspended or revoked, and you may have to pay more for insurance once you do get it.
What happens if you are in a car accident without insurance?
If you are in a car accident and you do not have insurance coverage, the outcome of this situation will vary depending on many factors including the rules where you live as well as who was at fault for the collision. In every state except New Hampshire and Virginia, you must have at least some liability insurance coverage.
What happens if you are at fault for an accident?
If you are at fault for the accident, your insurance will cover other people’s damages. Your collision coverage will provide coverage for your own vehicle. If the at-fault driver does not have insurance or is underinsured, there are still options to recover your costs.