No-Fault Accidents Without Insurance
Following an accident in Indiana without insurance, if the other driver is found to be at fault, there will be limits to what you can gain from them in damages and compensation. Even if you're not at fault for the accident, you could still face penalties for failure to be insured.
What if you're in a car accident with no insurance but are not at fault Texas?
The fact that you're an uninsured driver doesn't have any effect on a key element: who was at fault for the accident. Texas is a fault state, which means that the person responsible for the accident is also responsible (or liable) for paying damages.
Is Indiana a no-fault state for auto accidents?
Indiana is not a no-fault state. It is a fault state where you file a claim against the negligent driver's policy. So, if you caused the accident, the other driver would file a claim with your insurer.
How long can your license be suspended for accident without insurance in Indiana?
The first offense for driving without insurance in Indiana is a 90-day driver's license suspension, with the requirement of carrying an SR-22 Certificate for three years. The second offense results in a $500 fine and a one-year license suspension and the requirement to carry an SR-22 for three years.
What am I entitled to with a no-fault car accident?
A non-fault claim is made when you are not to blame for an accident. In this case, your insurer can recover the total cost of the claim from the person whose fault it was. Essentially, it is the opposite of an at-fault claim where you are liable for any damage.