Is Ohio a no-fault state for car insurance?
Since Ohio is not a no-fault state, you won’t have the option to buy the first-party PIP coverage that’s available elsewhere. You can, however, purchase a different type of coverage. The best way to find the best insurance in Ohio is to shop around at least every six months.
Can you drive a car without insurance in Ohio?
You can’t legally drive your vehicle without insurance or an acceptable form of Financial Responsibility in Ohio. Since most people don’t want to deposit $30,000 just to drive legally, the most popular way to comply with the state’s Financial Responsibility requirements is to buy liability insurance.
How does fault allocation work in Ohio car accidents?
When you live in a tort state like Ohio, fault allocation will be used to determine which carrier will pay for medical bills after there’s a personal injury. Since being negligent in an accident is considered a wrongful act, drivers who are at fault for the loss will be held legally liable.