What if you're in a car accident with no insurance but are not at fault in Florida?
The biggest disadvantage in an accident caused by another driver if you don't have auto insurance is you'll most likely have to pay for your own damages out of pocket. This means that you will be personally financially responsible for your losses in addition to any losses you caused a result of your negligence.
What happens if you get into accident you are not insured and you're not at fault in Michigan?
You'll need to pay for your own injuries and property damage out of pocket. If the accident was the other driver's fault, you lose out on compensation for pain and suffering, vehicle damage and lost wages.
What happens if you have no insurance but the other driver was at fault in New York State?
You'll Have to File a Claim With Your Insurer First, Anyway At least, not right away. That's because New York has no-fault insurance rules. You'll be required to recover benefits from your own personal car insurance policy first, regardless of who caused your accident.