Car hire excess insurance ireland

How does excess insurance work? In the event you are charged an excess after handing back your rental vehicle, you will need to pay this up front to the rental company. In most cases, the rental company will simply deduct this amount from your rental deposit.

If a hire car is damaged or stolen, there's a limit to how much the renter will have to pay to repair or replace it. 'Excess' is simply the name for that limit. The car's damage or theft cover will pay the rest of the cost.

Excess protection is not just a good option for your own car. It can give you real peace of mind when you hire a car on holiday or on business. When you hire a car, it is insured by the car hire company and you'll pay an agreed excess fee if any damage occurs.

For a standard car this is usually between $3,000 and $5,000. It is common for car hire companies to try and upsell you a hefty daily fee that will reduce your excess to around $300. The good news is there are better ways to reduce your excess liability.