Car insurance for 18-year-old price

The average price of a year of bare-bones coverage for an 18-year-old woman is $1,769, for men that age it's $2,030, according to a rate analysis by CarInsurance.com. Here is how much it costs for seven different coverage levels for drivers age 18, broken down by state.

As you'll see in the "Average car insurance rates by age" table below, in general, rates are cheapest for drivers in their 40s, 50s and 60s, and then increase again a bit at age 70. CarInsurance.com analyzed rates for 10 ZIP codes in each state for by age for three coverage levels.

Hawaii has the cheapest car insurance for 18-year-olds of any state, because it doesn’t allow insurance companies to set rates by age . Louisiana is the most expensive state for 18-year-old drivers, car insurance costs 18-year-olds an average of $748 per month in the Pelican State.