What is passenger carrying vehicle insurance?
Passenger carrying vehicle insurance is a type of commercial vehicle insurance designed for commercial agencies that utilize vehicles to ferry passengers. This policy provides protection to these vehicles in the event of damage or loss as a result of unforeseen events such as accidents, natural or man-made disasters, or even fire.
How to buy a passenger car insurance policy?
Pay the premium online to buy the policy for passenger carrying vehicle insurance. Insurance companies offer a no-claim bonus of 20% to 50% discount on your premium during policy renewal if a claim is not filed during the previous term. The longer you go without filing a claim, the higher the discount.
Is a passenger covered in a car accident?
Whether or not a passenger is covered will depend on the state laws and type of insurance coverage. In most cases, passengers are covered by the responsible driver's insurance policy. However, depending on your insurance coverage and who is responsible for the accident, there may be alternative solutions to this dilemma.
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[PDF] Private Car Policy (Enhanced Private Car Policy) - MSIG Malaysia
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[PDF] Car Insurance Policy Reference Booklet - NFU Mutual
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