Car insurance for damage

Follow these basic steps to get insurance for your insured car's damage: You must inform your insurance company about the accident as soon as it occurs. The sooner you inform the quicker the claim settlement process gets. You must note that you can only claim the policy within the specified number of days from the date of accident.

Own damage car insurance claim can be made only with comprehensive car insurance that provides coverage for the damages caused to your car. This type of claim can be filed for damages caused due to an accident, theft, natural or man made calamity.

Many people ask does car insurance cover body damage. By law, all drivers must have a minimum third-party car insurance policy that excludes the owner’s vehicle and covers body damage. This is insufficient when physical damage to the vehicle occurs.