Car insurance for drivers without a car

To buy insurance without a car, you must have a valid driver’s license and not own a car. Most insurers also mandate that you don’t have regular access to a car, for instance one owned by another member of your household. If someone in your home has a vehicle, you should get listed as a driver on that auto insurance policy if possible.

How to buy non-owner car insurance. To purchase a non-owner auto insurance policy, you need only your driver’s license number and a credit or debit card. You can get proof of insurance almost immediately by e-mail, and the car insurance company you choose can file an SR-22 or other required state form on your behalf, if you need it.

CAR INSURANCE BY STATE COVERAGE TYPES TEEN DRIVERS LAWS & PENALTIES REPORTS & DATA Is there driver-only insurance that covers a driver but not a car? If you do not own a vehicle there is an auto insurance policy that a motorist can get to drive other people’s vehicles. This is called a non-owner car insurance policy.