When the car is insured for commuting and the named driver and not the main has an accident during the working day. I am sure the list goes on and on because insurers are not so much in the business of paying out claims when they happen as much as they are in the business of trying NOT to pay out claims when they happen. They know how to investigate your bullshit.
How do I get the best auto insurance rates?
Use your friends as a gauge of what companies you might want to get rated with, but beyond that, educate yourself about auto insurance, know what coverage you'd like to get, then shop for rates. Scrutinize the quotes you get, and ask as many questions as necessary to understand the rate. Then make an informed decision. Reply Bishop120 •
Why was my wrecked car free to insure?
The wrecked one was free to insure because it was so old that the multicar discount wiped out its rate. Reply [deleted]• Additional comment actions How much does your broker charge you? Reply more reply Loading NissanLeafowner • Additional comment actions I remember when I turned 25 my car insurance dropped like a rock.
Is my car modest?
You say your car is modest, however insurance companies will disagree. Young drivers will typically drive civics, scions, etc. Young drivers typically get into the most accidents, so these cars are rated a higher liability risk. Your insurer should be able to give you a ballpark estimate of what your rate should look like when you hit 25.
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