What happens to the car insurance of a deceased person?
The deceased’s heir will also need to get car insurance under his/her own name. Keep in mind, before any of these official changes are made, only the estate’s administrator will be legally allowed to drive the car for maintenance purposes.
Do I need non-owner insurance for a deceased car?
If you absolutely need to drive the car, then (at the very least) be sure to buy a non-owner insurance policy that will offer you basic liability coverage. There may also be the option of getting an “extended non-owner” endorsement on the deceased driver’s policy.
Can a deceased owner drive a car?
But the deceased owner's insurance would not provide coverage for the legal representative to drive the car for personal use, he says. If another driver besides the deceased is listed on the policy, then that person may be covered when driving the car until the policy's renewal date, Morales says. But other drivers are not covered.
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