How much does car insurance cost for seniors? Car insurance for older drivers is typically much more affordable than it is for drivers under the age of 25. In fact, perhaps the simplest way to lower your car insurance premiums is to grow older. Not only will premiums drop as you gain more experience on the road, but you can build up a reputation with insurers as a safe driver and take advantage of any no-claim bonuses available.
What is car insurance in NZ?
What do you pay for car insurance?
What is the average cost of comprehensive car insurance?
Can I change my excess?
Yes, you can adjust your policy excess where this option is available. Please note, however, that most car policies have fixed excesses. To find ou...
How do I make a claim?
If you need to make a claim on your personal motor vehicle, home or contents policies, you can do this online. For all other policy types, please c...
If I have car insurance with State, am I covered for windscreen damage?
Cover for windscreen damage can be added to all car policies, including, comprehensive, third party, fire and theft and third party only policies....
How can I pay my premiums?
You can pay your premiums online, as a bill payment by phone or internet, by credit card over the phone, by direct debit, or in person at your near...
Do I get a discount if I have an existing car policy (i.e. now have two cars)?
To be eligible for our multi-policy discount, you’ll need to have your contents insured with State plus one other qualifying policy. We’ll apply th...
Do I have to list everyone who drives my vehicle?
We recommend that you name any driver who’s under 25, or is likely to drive your vehicle on a regular basis. In the event of an accident, young dri...
Do I get Flybuys points on my State policies?
You can collect Flybuys points if you’re a Flybuys member and have given us your Flybuys number.