Massachusetts car insurance rates by city ; Cambridge, $462, $1,304 ; Fall River, $568, $1,574 ; Lowell, $518, $1,367 ; Lynn, $667, $1,865.
How can I lower my car insurance in Massachusetts?
People in big cities often pay more for car insurance than people in rural areas or suburbs. This is because the increased traffic creates a greater likelihood of an accident. More accidents mean more claims. Also, more traffic means a greater chance of encountering uninsured drivers.
Is car insurance cheaper on where you live?
You might have noticed that car insurance rates have been rising across the country, including Massachusetts. MoneyGeek found that high driver density, mandatory coverage for uninsured motorists and other factors can increase premiums. Drivers in Massachusetts must also have personal injury protection (PIP) coverage.