What type of auto insurance do I need in Ontario?
Liability insurance is the second type of automotive insurance we’re going to discuss today. It’s another mandatory type of coverage for Ontario drivers, and probably the most well-understood of the types of coverage. Liability insurance mostly applies when you’re at-fault for an accident.
What are the mandatory and essentials of car insurance in Canada?
Below are the mandatory and essentials that make up the basis of any car insurance policy in Canada. There is one more type of car insurance that is mandatory in Ontario, Quebec, New Brunswick, Nova Scotia, Newfoundland, PEI, and Alberta (as of January 2022): Direct Compensation Property Damage, or DCPD.
What happens if you don’t have car insurance in Ontario?
In addition, your driver’s license could be suspended for a year and your vehicle impounded for up to three months if you are caught driving without insurance. With so much at stake, it’s essential that drivers understand which car insurance is mandatory in Ontario to ensure they are fully protected and don’t run afoul of the law.