If you suspect that your car was not fixed properly after an insurance claim, the next step is to take it back to the repair shop or body shop for a post-repair inspection. Many reputable auto repair shops will verify their work for free, so you may not need to get your insurance agent involved just yet.
Can you just keep cash from a car insurance payout and not fix your car in Florida?
If you own your car outright, and your insurance company cuts you a check after you file a claim, you can technically do whatever you want with the money, like go on vacation or buy a new TV. You're not technically required to spend the money to fix your car.
What happens if my car can't be fixed?
If your car can't be repaired or the cost of repairing it is more than its value then it will be deemed a Total Loss. When this happens, you will be compensated based on the value of your car, allowing you to get back on the road as quickly as possible