A debt collector can't do the following:
- suggest to your friends, employer, relatives or neighbours that they should pay your debts, unless one of these individuals has co-signed your loan.
- use threatening, intimidating or abusive language.
- apply excessive or unreasonable pressure on you to repay the debt.
How long can you legally be chased for a debt in Canada?
How Long Can A Debt Collector Pursue An Old Debt In Canada? While debt collectors can technically pursue an old debt in Canada for as long as they'd like, there are laws in place that restrict when they can take someone to court or file legal action against a debtor. In Canada, this period is six years.
What happens if you ignore collections Canada?
Can a collection agency take me to court? In simple terms: yes. A creditor has the right to take you to court and sue you if you have stopped making payments on a debt that you owe. However, depending on how old the debt is, they may not legally be allowed to do so.
What legal action can a debt collector take in Canada?
In Canada, not paying your creditors is not cause for arrest or imprisonment.