1 sept 2006 · Mutual funds are the major investment vehicle for 401(k) participants, and Table 5 reports the fees for alternative investments The fees vary
Plans with fewer than four investment options or more than 100 investment options are excluded from BrightScope audited 401(k) filings for this analysis
of all plans surveyed had an all-in fee of 1 72 percent or less Half of all 401(k) assets are invested in mutual funds ICI research shows that 401(k)
Compared to other savings plans available to private sector workers, the 401(k) retirement plan has many benefits that can help you achieve your financial
401(k) plans require that the individual saver manage his or her investments The average investor has his or her own job and most likely is not a finance
Retirement savings plans that offer employees the choice of investing their allocates the $50 among the various investment options at his or her
401(k) or 403(b), the majority utilize a target date fund for their savings, with 86 of Gen Z holding 100 of their savings in a target date fund 10
count balances can create or extend risks for 401(k) plan retirees This ar- ticle reviews the features of 401(k) plans, the inherent costs and invest-
charged for investments are very important or somewhat important in decisions How Do 401(k) Plan Participants Make Decisions About Saving and Investing?
Retirement Income Security Act (ERISA), or other laws, nor is this information intended to be investment advice Why consider fees? In a 401(k) plan,
The rapid growth of employer-sponsored 401(k) plans has been Young, considers employee investment education ployees in 401(k) investing, or are plan-
Employee contributions are pre-tax and tax deferred Investment options Mutual funds and annuities only Any acceptable investment under the plan Vesting