[PDF] What you need to know about Medigap (Medicare Supplement) plans





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2022: Choosing a Medigap Policy:

This includes Medicare. Supplement Insurance. (Medigap). Or you can use coverage from a former employer or union



July - September 2022 Approved Medicare Supplement (Medigap

More comprehensive health coverage than the Medigap plan they're buying can join any comprehensive Medigap plan – except Plan A.



Guidance: Employers/Unions & Medigap Issuers – Which Notice of

When a Beneficiary has Drug Coverage Purchased in the Medigap. Market and an Employer or Union is Involved



Virginia Medigap Guide

assistance in making decisions about Medicare Medigap insurance



Updated as of August 1 2022 Virginia Medigap Policies Annual

8 juil. 2020 ¹ Medigap Plans F and G also offer a high deductible option (F+ and G+) in which you must pay the first $2490.



Medigap (Medicare Supplement Insurance) Policies Module 3

Medigap insurance is private health insurance that is sold by private insurance companies to supplement Original Medicare and cover the “gaps.



Do You Have a Medigap Policy with Prescription Drug Coverage?

If you have a Medigap (Medicare Supplement Insurance) policy with prescription drug coverage you will need to make some decisions about how you want to get 



What you need to know about Medigap (Medicare Supplement) plans

What is a Medigap plan? Medigap plans (also called Medicare Supplement) which are sold by private insurance companies



Module: 3 Medigap (Medicare Supplement Insurance) Policies

Centers for Medicare & Medicaid Services (CMS). National Training Program (NTP). Instructor Information Sheet. Module 3—Medigap (Medicare Supplement 



Supplemental insurance for Original Medicare (Medigap plans)

Medigap plans. Medigaps are health insurance policies that offer standardized benefits to work with Origi- nal Medicare (not Medicare Advantage).

What you need to know about Medigap (Medicare Supplement) plans

The Statewide Health Insurance Bene?ts Advisors

(SHIBA) program is a free, unbiased service of the:The information contained in this publication is speci?c to Washington state rules and laws.

What is a Medigap plan?

Medigap plans (also called Medicare Supplement), which are sold by private insurance (hospital insurance) and B (medical insurance) don't cover.

When to buy a Medigap

NOTE:

Eligibility changes for

Medigap Plans C and F:

choose.

Page 1

What you need to know about Medigap (Medicare Supplement) plans

What Medigap plans cover

NOTE:

You can see any medical

Medicare and you don't need a

What Medigap plans do not cover

are covered under Medicare

Page 2

What you need to know about Medigap (Medicare Supplement) plans crowns, etc. • Eye exams as related to precribing glasses NOTE:

Costs associated with Medigap plans

Page 3

What you need to know about Medigap (Medicare Supplement) plans

Medigaps and pre-existing conditions

replacing your Medigap plan or other more

Medigaps and health screenings

Switching to a di?erent Medigap plan

Page 4

What you need to know about Medigap (Medicare Supplement) plans

Medigap plans and snowbirds

registered to vote and you have your driver's license in. Medigap plans are run by private insurance companies and regulated by each state they are sold in. With a Medigap plan, you can go to any doctor who accepts Medicare anywhere in the U.S. NOTE:

Be aware though that

and hospitals.

What to consider before you buy a plan

Page 5

What you need to know about Medigap (Medicare Supplement) plans

How to enroll in a Medigap plan

you're already enrolled in a Medigap plan, you may apply to buy or switch plans at any meets your needs

Medigaps in our state (see

premium costs and compare you decide on the plan you want to buy or buy through a licensed insurance agent or

Supplement (Medigap) insurance.

NOTE:

Page 6

What you need to know about Medigap (Medicare Supplement) plans

Switching Medigap plans

Medigap.

NOTE:

You don't have to

take a written health screen if:You have the right to buy:You can/must apply for a Medigap policy:Washington state law: 1.

You're age 65+

(Medicare calls this

Up to a 90-day wait

You're in a Medicare

plan's leaving Medicare or stops giving care in your area, or you move area. your coverage ends, but no later than 63 your coverage ends

Your Medigap can't

Page 7

What you need to know about Medigap (Medicare Supplement) plans

Page 8

You don"t have to take a written health screen if:You have the right to buy:You can/must apply for a Medigap policy:Washington state law:

3.

Medicare and an

employer group health coverage) that pays 4.

Medicare and a

call the Medicare calendar days coverage will end, but no later than

63 calendar days

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5. decide to switch to coverage ends, but no later than 63

coverage endsRCW ϰϴ͘ϲϲ͘Ϭϱϱ;ϯͿ;ĨͿ;ůĞŐ͘ǁĂ͘ŐŽǀͿ

What you need to know about Medigap (Medicare Supplement) plans

Page 9

You don"t have to take a written health screen if:You have the right to buy:You can/must apply for a Medigap policy:Washington state law:

6. been in the plan less than a year and you calendar days coverage will end, but no later than 63

your coverage endsRCW ϰϴ͘ϲϲ͘Ϭϱϱ;ϯͿ;ĞͿ;ŝͿ;ůĞŐ͘ǁĂ͘ŐŽǀͿ

7.

You have a Medigap

you've had 90 days of coverge prior approved to sell in

Washington state by

8.

You have a Medigap

No wait period if

you've had 90 days of 9.

You want to replace

a more comprehensive health insurance with a Medigap plan.

No wait period if

you've had 90 days of What you need to know about Medigap (Medicare Supplement) plans

Page 10

Other Medigap resources

What you need to know about Medigap (Medicare Supplement) plans

You don"t have to

take a written health screen if:You have the right to buy:You can/must apply for a Medigap policy:Washington state law:

10. Your Medigap

and you lose your coverage, or your

Medigap plan coverage

calendar days coverage ends plan or drop a Medigap plan because the the rules, or it misled you. calendar days Notes What you need to know about Medigap (Medicare Supplement) plans Notes What you need to know about Medigap (Medicare Supplement) plans

Need more help understanding how Medicare works?

Call the Statewide Health Insurance Bene?ts Advisors (SHIBA) program for free, unbiased & con?dential help at:

1-800-562-6900

www.insurance.wa.gov/shiba ^,Wquotesdbs_dbs47.pdfusesText_47
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