PreCloseCredit Report PDF Nov 10 2017 5. OLD

CoreLogic

1) What is an AVM? 2) Why do lenders use AVMs? 3) How do AVMs estimate the value of a property? 4) Where does the information used in AVMs come from? 5)

PreCloseCredit Report

Nov 10 2017 5. OLD Credit Utilization*/NEW Credit Utilization*:. 29 % / 42 %. Number of open Installment trades: ... BAC/FLEET-BKCARD.

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Untitled

Mar 31 2020 Westpac Group March 2020 Pillar 3 report

Case 07-10146-PJW Doc 2371 Filed 11/25/08 Entered 11/25/08 13

Nov 25 2008 1717 ALLIANT AVENUE

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Westpac

Sep 30 2020 Westpac Group September 2020 Pillar 3 report

INFORMATIVERESEARCH *13030EUCLID STREET*STE. 200*GARDEN GROVE,CA* 92843*800-606-4593

GGTEST

13030Euclid st1233x

HELLO123

GgCA 92683

123456789

ClientID

9000064

OrderNumber

1007177406PQ

RequestedBy

DanielGilbreth

DateRequested

11/10/2017

Sources

XPNTU EFX

OrigOrder Number

1007176108PQ

Charges

$11.00

OrigDate Requested

10/18/2017

Identification(as requested)

Applicant'sLast Name

ANDERSON

Applicant'sFirst Name

EMERRILL

MiddleSuffixDOBSocialSecurity

XXX-XX-2740

Co-Applicant'sLast Name

BROWN

Co-Applicant'sFirst Name

STACEY

MiddleSuffixDOBSocialSecurity

XXX-XX-6728

PreCloseCreditComparison Summary

****This reportcomparescredit bureaudataaccessed on10/18/2017and11/10/2017**** Changesin BalanceorPayments InquiryTracking (120-days) Changein TotalOutstandingBalances: $0Total# ofInquirieson theOriginalReport: 9 Changein MinimumPayments:-$378 Total# ofInquirieson theNewReport: 2 Changein TotalMaximumCredit Available:-$347885NewInquiries forVerification:+2

NewCredit ActivityTradeNumbers OldNew

Changein Total#of OPENTradelines:-19 Numberof openMortgagetrades: 115 OLDCredit Utilization*/NEWCreditUtilization*: 29% /42% Numberof openInstallmenttrades: 133

Numberof openRevolvingtrades: 3936

Numberof openOthertrades: 00

Totalnumber ofopentrades: 6344

*Creditutilization basedondata reported"asis" fromthecredit bureaus

Recommendations

•Review the2newinquires, andconsiderordering averificationfrom the"Help"column intheInquiries sectionbelow.

Balance/PaymentComparison

OldBalance NewBalanceBalance

Difference

VarianceOldPayment NewPaymentPayment

Difference

Variance

Mortgage$327824$327824$00% $3614$3614$00%

Installment$1253$1253$00% $647$269-$378 -58 %

Revolving$14563$14563$00% $1589$1589$00%

Other$0$0$00% $0$0$00%

Totals$343640$343640$00% $5850$5472-$378 -6 %

CreditQuality Changes

•New "Adverse"ConditionsReported: No•Change inPastDue Amounts:$0 •New "LatePayments"Reported: No

OldNewOldNew

AmountPast

Due

Revolvingamount pastdue

Installmentamount pastdue

BalanceMonthly amountpastdue

Totalamount pastdue

$0 $0 $0 $0 $0 $0 $0 $0

Adverse

Trade Lines

Numberof collectiontradelines

Numberof bankruptcytradelines

Numberof foreclosedtradelines

0 0 0 0 0 0

LatePayments Payments30 to59days late

Payments60 to89days late

Payments90 andoverdays late

7 3 0 7 3 0

Numberof profitandloss tradelines

Numberof repossessiontradelines

Numberof adversetradelines

0 0 9 0 0 9